Josh’s Photo Vault Terms and Conditions
Updated: Sunday January 12Th, 2025 @22:33 PST

SECTION 1: COPYRIGHTS
ALL photos and media are the intellectual property of Josh Watson.
To obtain permission for usage, please contact us at our business email.
Photos: Defined as anything uploaded to this portfolio, including both still images and videos.
For more information, refer to Section 6.

SECTION 2: PRIVACY POLICY
Your privacy is our number one priority. If you have any questions, contact us through our business email. We use the following services to enhance your experience:

Google Analytics (2A):
Tracks and monitors website activity to improve user experience.
Please review Google’s Privacy Policy, as they may collect:
IP Address
Browser Type
Referring/Exit Pages
Time and Date Stamps
Email
Name
Pages Viewed

Microsoft Outlook 365 (2B):
Powers our business email for adequate customer service.
Please review Microsoft’s Privacy Policy, as they may collect:
Email
Contact Information (2E): Phone number, email, name, and address
Browser Type
Time and Date Stamps
Information: Any user-provided content in emails

Adobe (2C):
Hosts this website and updates its content.
Please review Adobe’s Privacy Policy, as they may collect:
IP Address
Browser Type
Referring/Exit Pages
Time and Date Stamps
Email
Name
Pages Viewed

PayPal (2D):
Payment processor system we utilize.
For more information please refer to section 7
Refer to Section 5 for links to external privacy policies.

SECTION 3: DO NOT SELL MY INFORMATION
We do not sell, rent, or trade your personal information to third parties. Information we collect is used solely to:
Enhance your website experience
Improve our services

Information We May Collect:
IP Address
Browser Type
Referring/Exit Pages
Time and Date Stamps
Email
Contact Information (2E)
Payment Information
Financial Information

Information We Do Not Collect:
Personal Identification
Biometric or Optic Information

We may share information only when requested by local law enforcement. EU and California residents can request data removal as outlined in Section 6.

SECTION 4: COOKIES
We use cookies via Google Analytics and Adobe to improve your experience.
If you do not accept cookies, disable them in your browser settings (this may impact your experience).
Refer to Section 5 for external cookie policies.

SECTION 5: EXTERNAL POLICY LINKS
Google: https://policies.google.com/privacy?hl=en-US
Microsoft: https://www.microsoft.com/en-us/privacy
Adobe: https://www.adobe.com/privacy/policy.html
PayPal: https://www.paypal.com/us/webapps/mpp/ua/privacy-full

SECTION 6: EU AND CALIFORNIA RESIDENTS
Under GDPR and CCPA, EU and California residents may:
Request the removal of their data by contacting us at our business email.
Refer to Sections 2, 3, and 7 for collected data details.

SECTION 7: PAYMENT POLICY
Payments for services or licenses are processed using PayPal. By using PayPal on this site, you agree to their privacy and data protection policies. Information we may collect related to payments includes:
Payment Information Collected by PayPal
PayPal may collect:
Billing Address
Payment Method Details
Transaction Amounts
Time and Date Stamps
PayPal’s Privacy Policy governs the use and storage of your financial details.
Payment Information Collected by Josh’s Photo Vault:We may collect:

Transaction ID (provided by PayPal)
Buyer Name
Email Address
Purchase Details
This information is stored securely and used solely for transaction records, customer support, and legal compliance. We do not store or have access to your full financial details (e.g., credit card numbers).

SECTION 8: REFUNDS AND DISPUTES:
Customers
All refund requests must be submitted via email within 48 hours of purchase. Approved refunds will be processed through PayPal.
EU Customers
All refund request must be submitted through email with in 14 days of purchase. For digital products, by purchasing, you acknowledge that the cooling-off period is waived once the download or access to the product has begun. Approved refunds will be processed through PayPal.

For more details, refer to PayPal’s policy in Section 5.

SECTION 9: EXTERNAL COPYRIGHT NOTICE
Google Analytics: All rights belong to Google LLC.
Adobe Portfolio and Lightroom: All rights belong to Adobe Inc.
Microsoft Outlook 365: All rights belong to Microsoft Corporation.
PayPal: All rights belong to PayPal Holdings, Inc.

SECTION 10: JOSH’S PHOTO VAULT COPYRIGHT NOTICE
Copyright: © 2025 Josh’s Photo Vault. All materials are protected under copyright laws.
Unauthorized reproduction, distribution, or use is prohibited without explicit permission.
For inquiries, contact joshsphotovault@outlook.com.

SECTION 11: CONCLUSION
If you have questions, contact us, and we will respond promptly. We reserve the right to modify these terms at any time. By using our services, you agree to these terms.

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